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Free · Thursdays 11:30am PT

Rate Drops Hit DifferentWhen YouGet Them First.

A 30-second mortgage rate update, texted straight to your phone every Thursday at 11:30am. Track the market, time your move, and skip the noise.

Next text goes out in
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100% Free
30-yr Fixed · Live LIVE
6.42% ↓ 0.08 vs last week
13 wks agoThis wk
Get Weekly Rate Alerts
Drop your info and your first text lands this Thursday.
🔒 Cancel anytime. Reply STOP to any text. ~4 msgs/mo. No spam.
Full SMS terms (TCPA disclosure)
By submitting your phone number, you consent to receive informational and marketing text messages from Jesse Oñate Real Estate at the number provided, including via automated technology. Consent is not a condition of any purchase or service. Msg & data rates may apply. Msg frequency ~4-5/month. Reply STOP to opt out, HELP for help. Privacy · Terms
What You'll Get

No Fluff. Just Rates.

Current 30-Year Rates

This week's average rate, so you always know where the market stands. No guessing, no Googling.

Week-Over-Week Trend

Up, down, or flat. One glance tells you the direction and what it means for your timeline.

What It Means For You

A plain-English read on whether to lock, wait, or stay patient this week.

How It Works

Sign Up Once. Stay In The Loop.

No app, no password, no inbox. One text, every Thursday.

Step 1

Drop Your Info

Name and mobile number. It takes 10 seconds.

Step 2

First Text Thursday

Lands at 11:30am. Same time every week, no spam.

Step 3

Reply Anytime

Replies go straight to Jesse. No bots, no auto-responders.

A Real Example

This Is What Lands On Your Phone.

Every Thursday morning, you get a quick text with the week's rate snapshot. No PDFs to open. No emails to dig through. Just the number, the trend, and what to do about it.

It takes 30 seconds to read. It could save you thousands when you finally pull the trigger.

JO
Jesse Oñate
SMS · Thursday 11:30 AM
THU 11:30 AM
📊 This week's 30-yr fixed: 6.42% ↓ 0.08 from last Thursday.
Translation: rates dropped a hair this week. If you're 60–90 days from buying, this is the kind of dip worth watching. Reply if you want to chat.
🤙 Jesse
Why It Matters

A 1% Move Isn't Small.

Drag the price. Watch what a single point does to the payment. This is why people on this list stop guessing and start timing.

Home price$600,000
$300K$1.5M
At today's 6.42%$3,013/mo
If rates rise to 7.42%$3,331/mo
$318more every month at just +1%
$114Kmore interest over the life of the loan
1 textper week to never miss the dip

Principal and interest on a 30-year fixed with 20% down. Today's rate updates live from Freddie Mac PMMS.

Frequently Asked

Quick Answers.

Is this actually free?

Yes, 100% free. Standard message and data rates from your carrier may apply, but I never charge a dime for the alerts.

How often will I get texts?

Once a week, every Thursday at 11:30am Pacific. That's it. No spam, no daily blasts, no random follow-ups.

Can I unsubscribe?

Anytime. Just reply STOP to any text and you're out. No questions, no awkward "wait, why?" follow-ups.

Do I have to be ready to buy?

Not at all. Most of the people on this list are 3–12 months away from buying or selling. The whole point is to get smart about the market before you're ready to move.

What if I have a question about a rate?

Just reply to the text. Real phone, real Jesse. No bots, no auto-responders. I'll get back to you usually same day.

Will you sell or share my number?

Never. Your phone number stays with me. No third-party sharing, no lender lists, no spam pipelines.

Jesse Oñate, bilingual realtor in Downey, CA
Sent by Jesse Oñate
Local SoCal realtor · 100+ families served · 5.0★ Google · DRE #02133131
Next rate text goes out in

Don't Watch Rates.
Get Texted About Them.

30 seconds to opt in. Your first update lands this Thursday at 11:30am.